How Debt Review Works with MozaDebt

Once you apply, MozDebt notifies your creditors and the credit bureaus that you are under debt review.

From this point, creditors cannot take legal action against you or repossess assets without going through the process.

Our team negotiates directly with your creditors to lower interest rates and restructure your payments into one affordable monthly instalment.

This plan is customised to fit your budget and ensure you can cover essential living costs.

the repayment plan is submitted to court for approval, giving it legal protection and ensuring all parties are bound by the agreement.

Instead of juggling multiple debts, you make one easy monthly payment through a Payment Distribution Agency (PDA), which then pays your creditors.

Throughout the process, MozaDebt remains by your side to provide advice, answer questions, and ensure your plan stays on track.

Once all debts under review are settled, you are issued a Clearance Certificate, confirming your financial freedom and enabling you to start fresh.