what is debt review?

Debt review is a legal process designed to help South Africans who are struggling to keep up with their debt repayments. It offers protection against creditors while restructuring your debt into one affordable monthly payment. Through debt review, your monthly instalments are reduced, your assets are safeguarded, and your finances become manageable again.

At MozaDebt, we guide you step by step through the process — from assessing your financial situation to negotiating with creditors and setting up a repayment plan that suits your budget. Debt review is not just about paying less; it’s about giving you the breathing space you need to rebuild your financial future with confidence.